About My Health Plan USA
Your Trusted Guide to Health Insurance in America — helping everyday Americans make smarter coverage decisions since day one.
Our Mission
Health insurance in the United States is complicated. Between deductibles, premiums, copays, HMOs, PPOs, ACA marketplaces, Medicaid, and COBRA — the average American is left confused, frustrated, and sometimes uninsured.
My Health Plan USA exists to change that.
Our mission is simple: to translate complex health insurance topics into clear, actionable, and honest guidance that anyone can understand. Whether you’re a freelancer shopping for your first plan, a small business owner exploring group coverage, or a family comparing ACA marketplace options — we’re here to help you make the right decision with confidence.
What Makes Us Different
🎯 Always Independent
We are not affiliated with any insurance company, broker, or marketplace. Our content is never influenced by advertising relationships. We only recommend what’s best for you.
📊 Data-Driven Content
Every article is researched using the latest data from the Centers for Medicare & Medicaid Services (CMS), Kaiser Family Foundation (KFF), and other verified government and industry sources. We update regularly to stay current.
🔍 No Fluff, Just Facts
We skip the filler and get straight to what matters. Our guides include comparison tables, real cost examples, step-by-step instructions, and FAQs that address the questions Americans actually ask.
🇺🇸 Built for Americans
Our content is written specifically for the U.S. health insurance system — covering ACA plans, Medicaid, Medicare, COBRA, employer plans, and everything in between.
Meet the Team
My Health Plan USA is run by The My Health Plan USA Team — a group of writers, researchers, and health policy enthusiasts based in the United States. Our team brings together expertise in health policy, personal finance, and digital publishing to produce guides that genuinely help people.
We believe that access to clear health insurance information shouldn’t be a privilege — it should be available to every American, for free. That’s why this website will always be free to access.
Topics We Cover
HMO vs PPO vs EPO
Medicaid & Medicare
COBRA Coverage
Deductibles & Copays
Health Insurance Costs
Self-Employed Coverage
HSA Accounts
Small Business Plans
Open Enrollment
Special Enrollment Periods
What Insurance Covers