Privacy Policy & Disclaimer
Last Updated: March 1, 2026 | MyHealthPlanUSA.com
This Privacy Policy and Disclaimer governs your use of MyHealthPlanUSA.com (“we,” “our,” or “the website”). By accessing or using our website, you agree to the terms outlined here. Please read this document carefully.
Part 1: Disclaimer
1.1 For Informational Purposes Only
All content published on MyHealthPlanUSA.com is provided for general informational and educational purposes only. Nothing on this website constitutes professional legal, financial, medical, or insurance advice. The information is not a substitute for advice from a licensed insurance agent, broker, attorney, or healthcare provider.
1.2 No Insurance Agency Relationship
MyHealthPlanUSA.com is not a licensed insurance broker or agent. We do not sell, quote, bind, or underwrite any insurance policy. We do not represent any insurance company. Any links to third-party insurance providers, marketplaces, or brokers are provided for convenience only.
1.3 Accuracy of Information
While we make every effort to ensure information is accurate and current, health insurance laws, premiums, eligibility rules, and plan details change frequently. We cannot guarantee that all information is complete, accurate, or current at the time of reading. Always verify information with the official source (such as HealthCare.gov, CMS.gov, or your state’s Medicaid office) before making any coverage decisions.
1.4 Affiliate Disclosure
MyHealthPlanUSA.com participates in affiliate marketing programs. This means we may earn a commission if you click a link and purchase a product or service from a third-party advertiser, at no additional cost to you. We only recommend products and services we believe provide value to our readers. Affiliate relationships do not influence our editorial content or rankings.
1.5 Advertising Disclosure
This website displays advertisements, including those served by Google AdSense. These are third-party ads and we are not responsible for the content of any advertisements displayed. Ad personalization is managed by Google and may use cookies and browsing data. You can manage your Google ad preferences at adssettings.google.com.
1.6 Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or accuracy of information on those sites. Visiting third-party websites is at your own risk.
Part 2: Privacy Policy
2.1 Information We Collect
We may collect the following types of information:
- Information you provide: When you contact us via email or a contact form, we collect your name and email address.
- Automatically collected data: We collect IP addresses, browser type, operating system, referring URLs, pages viewed, and time spent — via analytics tools.
- Cookies: Our website uses cookies for analytics and advertising purposes (see Section 2.4).
2.2 How We Use Your Information
- To respond to inquiries and messages sent through our contact form or email
- To understand how our content is being used via analytics (Google Analytics 4)
- To improve our website content and user experience
- To serve relevant advertisements through Google AdSense
- To detect and prevent fraudulent or abusive activity
2.3 We Do Not Sell Your Data
We do not sell, rent, or trade your personal information to third parties. We do not buy or sell email lists. We only share data with trusted service providers (such as Google Analytics and Google AdSense) in accordance with their respective privacy policies.
2.4 Cookies & Tracking Technologies
Our website uses cookies — small text files stored on your device — for the following purposes:
- Analytics cookies (Google Analytics): Help us understand traffic patterns and user behavior. Data is anonymized.
- Advertising cookies (Google AdSense): Used to display personalized or contextual ads based on your browsing activity.
- Functional cookies: Used by WordPress and any installed plugins for basic site functionality.
You can control or disable cookies through your browser settings. Note that disabling cookies may affect website functionality.
2.5 Google Analytics & AdSense
We use Google Analytics 4 (GA4) to track and analyze website usage. Google Analytics uses cookies to collect data anonymously. We have enabled IP anonymization. For more information, visit Google’s Privacy Policy.
We use Google AdSense to display advertisements. Google may use cookies and web beacons to serve ads based on prior visits to our website or other websites. You can opt out of personalized advertising at google.com/settings/ads.
2.6 Children’s Privacy
MyHealthPlanUSA.com is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at contact@myhealthplanusa.com and we will take steps to delete it.
2.7 Your Rights (California & Other State Residents)
Depending on your state of residence, you may have rights regarding your personal data, including:
- The right to know what personal data we collect
- The right to request deletion of your personal data
- The right to opt out of the sale of personal data (we do not sell data)
- The right to non-discrimination for exercising your privacy rights
To exercise any of these rights, contact us at contact@myhealthplanusa.com.
2.8 Data Retention
We retain contact form submissions and email correspondence for up to 2 years for reference and legal compliance purposes. Analytics data is retained per Google’s default data retention settings (up to 14 months for GA4 user data).
2.9 Security
We implement reasonable security measures to protect your information. Our website is served over HTTPS (SSL encryption). However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
Changes to This Policy
We may update this Privacy Policy and Disclaimer from time to time. Updates will be posted on this page with a revised “Last Updated” date. We encourage you to review this page periodically. Continued use of the website after any changes constitutes your acceptance of the revised policy.
Contact Us About This Policy
If you have questions or concerns about this Privacy Policy or Disclaimer, please contact us at:
📧 contact@myhealthplanusa.com
🌐 MyHealthPlanUSA.com | Based in the United States
✅ We are an informational website, not a licensed insurance broker.
✅ We use Google Analytics and AdSense (cookies involved).
✅ We may earn affiliate commissions from third-party links.
✅ We do NOT sell your personal data.
✅ Content is for education only — always consult a licensed professional.