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Plan Types

5 articles in this topic cluster.

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Plan Types

Catastrophic Health Plans: Who Can Buy One and When It Makes Sense

How catastrophic marketplace plans work, the narrow eligibility, the trade-offs versus Bronze, and when this tier is actually the right pick.

May 28, 20265 min read
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Plan Types

Dental and Vision Coverage: Where It Comes From and What It Is Worth

Why dental and vision are usually separate from medical coverage, the main ways to get them, and how to judge whether a plan pays off.

May 28, 20265 min read
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Plan Types

HMO, PPO, EPO, POS: How Plan Types Actually Differ

A practical breakdown of the four main plan network structures, where each one tends to win, and how to spot the one that fits your life.

May 28, 20265 min read
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Plan Types

HSA-Compatible Health Plans: When a High-Deductible Plan Pays Off

What makes a plan HSA-eligible, how the tax benefits work, and when a high-deductible health plan is the right choice.

May 25, 20266 min read
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Plan Types

Short-Term Health Insurance: What It Covers, What It Misses, and When It Bites

Why short-term medical plans are cheaper, what they exclude, and the cases where they are useful versus the cases where they cause real harm.

May 25, 20266 min read
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